Top Insurance Companies in California

There are things that we all need that we don’t really want to have to shop for. Shopping for car insurance can be one of those things that can be a dreaded chore. Before you go down to the Ford dealership in Costa Mesa, you will want to call around and get quotes from a few agencies to see where you will be able to get the best priced policy for your new car. Here are a few of the top insurance agencies for the state of California that you may want to shop quotes from.

• Esurance – Esurance Insurance Services Incorporated is an internet and phone based agency that offers home, auto, motorcycle, and renters insurance. They are a fairly new company as they were founded in 1999 by Jean-Bernard Dules, Jeffrey Goodman, Huyen Bui, David Griffin, and Charles Wallace. They were bought, and are now owned, by Allstate Insurance in 2011 and they currently offer services in 42 states. They are one of the first companies to be based on an internet basis. Their primary competitors are GEICO and Progressive.
• GEICO – GEICO stands for Government Employees Insurance Company. They were founded in 1936 by Leo and Lillian Goodwin to provide insurance for government employees and their families. They started to offer services to the general public in 1974. They are currently the second largest insurer in the United States, second only to State Farm. They were responsible for coverage of over 24 million vehicles on the road last year. Their current headquarters is located in Chevy Chase, Maryland.
• Mercury Insurance – They are an insurance company that is based in Los Angeles, California and they offer multiple lines of personal insurance for homes, cars, rentals, and businesses. They also offer personal liability coverage, also known as umbrella coverage, for things like extended car warranties. They are represented in 11 states including New York, Georgia, Oklahoma, Texas, and Florida. They were founded in 1961 by retired World War II pilot George Joseph.

If you do your homework, you will have a good idea of what the insurance will cost you before you even hit the showroom. If you take care of this step in the process of buying the car, you can enjoy the experience of hitting the showroom. When you call for quotes, you can let the agents know what type of cars you are going to look at, like a Ford Escape in Costa Mesa. Even if you don’t get that exact vehicle but you get one in the same class, the quote price will not differ too much within the same class of vehicles. Even though new car shopping can be stressful, try to enjoy the fun of it.

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